Group Health

Great employees make the business, and an organization is only as successful as the people it employs. That’s why it’s critical for employers to offer competitive benefits as a way to attract top employee talent. Perhaps the most important benefit to include is comprehensive health insurance. 

Health insurance is the lynchpin in many organizations’ benefits packages. However, in many cases, one size does not fit all. That’s why Quote Valley Insurance works with business owners to tailor group health insurance policy options to suits everyone—employees and employers alike.  

Give us a call at (855) 547-8683 or fill out an online form for a free quote today.  

Common Group Health Insurance Questions:  

Who May be Covered Under Group Health Plans?  
All full-time employees must be offered group health insurance by their employer, and some part-time employees can qualify too. This insurance may also cover the employee’s spouse and dependents.  

How Does Group Health Insurance Work?  
Employers can purchase a single group health insurance policy with the insurance provider of their choice. Employees can then choose to sign up for group health insurance through their employer. The employees do not have a choice in who the insurance provider is, but they do have some flexibility in the type and amount of coverage they sign up for. The employee’s health data, plan usage and other private information remains confidential from other plan participants. 

How Do You Qualify for Group Health Insurance?  
Eligibility for group health insurance depends on the size of the business and the number of employees. Generally, businesses with 1-50 employees qualify for small business group health insurance. Most employees qualify either on the date of hire or after a certain probationary period of employment. 

Why Buy Group Health Insurance?  
Group health insurance is a great benefit to offer employees who don’t have an individual health insurance policy. Group health insurance spreads the risk and costs of health insurance between employers and employees. Therefore, it’s usually cheaper for an employee than paying out of pocket for their own plans. Plus, by ensuring that employees have access to benefits, your business can ensure that they will be able to get help when they need it and continue to feel well when they come to work. 

How Much Is Group Health Insurance?  
The cost of group health insurance is typically split between employer and employee. On average, businesses pay around $5,711 a year for group health insurance coverage. Keep in mind that this also depends on the number of employees and the amount of coverage you choose. Quote Valley Insurance is committed to helping you build the perfect group health benefits for your business’s needs. Don’t hesitate to work with us to get the optimized plans that are best for you.