The Covered California Silver 70 plan provides a comprehensive healthcare solution with specific cost structures. With a yearly deductible of $4,750, policyholders are responsible for paying this amount before the insurance coverage takes effect. The out-of-pocket maximum, set at $8,750 per year, caps the total amount an individual or family would need to pay for covered medical services in a given year. Primary care visits require a reasonable $45.00 copayment, promoting easy access to essential medical services. Mental and behavioral health visits, as well as outpatient services, also come with a $45.00 copay, ensuring accessible care for these critical health aspects. For generic prescription drugs, there’s a $16.00 copay once the deductible has been met. This plan strikes a balance between upfront costs and coverage, making it an attractive option for those seeking predictable out-of-pocket expenses while maintaining a comprehensive range of healthcare benefits.
- $900 to $8,750 Out-of-Pocket Maximum
- $75 to $4,750 Medical Deductible
- $0 to $85 Pharmacy Deductible